Shopping Made Easy: Buy Now, Pay Monthly with Deko Finance
We’re delighted to announce our partnership with Deko Finance, a brand new way to finance your power tools the way you want, with flexible payment periods and deposit amounts!
At Toolden we understand that sometimes you need certain tools to get the job done but you also need that little bit of extra help financing this. We believe that spreading the cost of your purchase gives you the flexibility to pay back as much as you want, when you want it.
Available for all orders between £280 and £15,000, Deko Finance gives you the flexibility and freedom to choose a finance plan that suits you.
Am I eligible?
There are several prerequisites you must meet before you are considered eligible for Deko Finance:
- You must be at least 18 years old
- You must be in regular full or part-time employment (minimum 16 hour per week or £10,000 income per annum), unless you are retired and receiving a private or company pension, or you are in receipt of disability living allowance
- You must be a permanent UK resident and have lived in the UK for at least 3 years
- You must have a UK bank account capable of accepting Direct Debits
- You must have a good credit history with no late payments, Debt Relief Orders, County Court Judgments or bankruptcies.
How to apply for Deko Finance
Applying for Deko Finance just takes a few clicks!
Once you’ve added your items to the cart, just select Deko Finance as the payment method and you’ll be taken to the finance application!
1. Choose your repayment period
The first step for your application for Deko Finance requires you to choose the repayment period for your order.
For most orders you can choose to repay your balance at monthly intervals, over a period of between 12 and 60 months.
2. Choose your deposit amount
For the next step of your application for Deko finance, you need to decide how much deposit you want to pay up front. In order to qualify, you need to make a deposit between 10% to 50% of the order value.
3. Complete the finance application
After choosing the finance option and deposit amount, always make sure to read over and double check the figures on the finance calculator to ensure that you are comfortable with the repayment terms and credit amount.
The finance calculator will give you a detailed breakdown on key details such as how much deposit you are due to pay, how much your monthly repayments will be, and how much interest will be applied to the loan.
Once you have checked everything and are ready to proceed, click Apply for Finance to proceed to the payment provider’s website and finish the application process.
4. Wait for your goods to arrive
Once your application has been submitted and approved, just sit back and relax!
Our team will be hard at work preparing your order and getting it delivered to you.
Please be aware that finance options are a form of credit. If you fail to maintain your payments, your lender could ask a debt collector to contact you or commence legal action to recover the money you owe. A poor repayment record will affect your credit file.
For more information on Deko Finance, and to see the full terms & conditions, please see our Deko Finance page.